Spacious .27-acre homesite (11,761 sq. ft.) in central Palatka. With no HOA or deed restrictions and located in an X Flood Zone, this property offers flexibility for your future plans. Conveniently close to local schools, shopping, and healthcare facilities, with easy access to St. Augustine, Gainesville, and Jacksonville. Enjoy nearby outdoor recreation such as boating and fishing on the St. Johns River or exploring the trails at Ravine Gardens State Park. A great opportunity for a primary residence, vacation home, or investment property in a welcoming community.