Modern Farmhouse Elegance on Nearly Half an Acre – USDA 0% Down Eligible! Welcome to this thoughtfully designed 3-bedroom, 2-bath modern farmhouse, perfectly situated on a generous 0.46-acre lot. From the moment you arrive, you'll be captivated by the home's timeless exterior, featuring a durable metal roof, Hardi-board siding, and charming front and back porches ideal for morning coffee or evening relaxation. Inside, luxury meets practicality with beautiful luxury vinyl plank flooring and sleek quartz countertops throughout. The open-concept layout is enhanced by 9-foot ceilings with wood-accented tray details, an upgraded lighting package, and thoughtfully placed barn doors that add rustic charm. The spacious kitchen is truly a chef's dream—complete with stainless steel appliances, a large island, breakfast bar, and abundant cabinetry to meet all your cooking and entertaining needs. The master suite is a serene retreat, boasting a tray ceiling, dual walk-in closets, and a spa-like bath with dual sinks and a stunning tiled walk-in shower. Two additional bedrooms are thoughtfully positioned with a shared full bath in between—ideal for family, guests, or a home office setup. Additional features include an instant hot water heater, plenty of storage space, and stylish finishes that elevate every room. Enjoy peace of mind with low-maintenance, high-quality materials designed to last for years to come. Located just minutes from Fanning Springs State Park and the Suwannee River, this property also offers low Levy County taxes and eligibility for a USDA 0% down loan—making homeownership more accessible than ever. Don't miss your opportunity to own this exceptional blend of rustic charm and modern convenience—schedule your private tour today!